Office of Student Life

Center for the Study of Student Life

Study on Collegiate Financial Wellness

The Study on Collegiate Financial Wellness (SCFW), previously titled the National Student Financial Wellness Study, is a multi-institutional survey of college students that examines the financial attitudes, practices and knowledge of students from all types of institutions of higher education across the United States via an online survey. The survey was first administered in 2014, followed by a 2017 administration surveying 18,000+ students at 65 institutions.


Key Findings

National Descriptive Report

Financial Wellness of Students of Color

Financial Wellness of Transgender and Gender Non-Conforming Students

Third-Year Students' Financial Habits


Key Findings

National Descriptive Report

Student Loans

Entrance Counseling

Financial Knowledge

Community College Student Loan Borrowing Decisions

Student Loan Borrowing Decisions at Four-Year Institutions

Study Design 

Updates to Survey Instrument for 2017 Administration

The Use of Incentives

Response Rates

Exploratory Factor Analysis